How This Man Paid off $10,000 in Debt in One Year

How did you acquire “$10,000” in debt? What did that debt consist of?

The $10,000 was all credit card debt. I got into it starting my sophomore year of college. It wasn’t because I was “bad” with money, but I had my first girlfriend and I had low self-esteem. I thought the only way to love her was to buy her love. So I took her to dinners and bought her things that I really couldn’t afford.

That debt stayed with me through graduation. My plan was to get a great paying job and become financially successful. But at the time (back in the early 2000’s), we were in a recession and jobs were hard to come by. I couldn’t find a job and became depressed. This led me to start buying things to feel good. As the “high” faded quicker and quicker, I bought more and more, leading to more debt.